Buildings & Contents Insurance

Buildings & Contents Insurance

This policy is designed to provide cover for the property you occupy as your main home.

There are three types of cover available:

• buildings insurance only;
• contents insurance only; and
• combined buildings and contents insurance.

For an additional charge, you can add extra features such as legal expenses insurance, identity fraud protection, home emergency cover, accidental damage for your home and/or contents and cover for your personal belongings whilst they are away from your home.

The premium you pay will depend on the type of buildings & contents cover you require, the type of property you live in, the number of bedrooms in your property, your age, your claims history and where you live (the postcode).

The standard amounts of cover you will receive is £300,000 for your buildings insurance and/or £40,000 for your contents insurance. If these amounts are not sufficient, you can increase your cover to £500,000 for buildings insurance and/or £60,000 for contents insurance.

For more information about the different cover levels available under the policy, click here.

This buildings and contents policy is underwritten by a panel of insurers who all use the same policy conditions. This means that you can choose the best price for your property without affecting the cover you receive.

For all the policy conditions, please refer to the full policy document provided with your schedule.